Obligation Goldman Sachs 1.513% ( US38147QAB23 ) en USD

Goldman Sachs

100 % ▼

Etas-Unis

US38147QAB23 ( en USD )

1.513% par an ( paiement semestriel )

15/06/2023 - Obligation échue

Prospectus brochure de l'obligation Goldman Sachs US38147QAB23 en USD 1.513%, échue

1 000 USD

19 010 000 USD

38147QAB2

BBB+ ( Qualité moyenne inférieure )

A2 ( Qualité moyenne supérieure )

Goldman Sachs est une banque d'investissement multinationale américaine offrant des services financiers tels que la banque d'investissement, la gestion d'actifs, la gestion de patrimoine et la vente et négociation de titres.

L'Obligation émise par Goldman Sachs ( Etas-Unis ) , en USD, avec le code ISIN US38147QAB23, paye un coupon de 1.513% par an.
Le paiement des coupons est semestriel et la maturité de l'Obligation est le 15/06/2023

L'Obligation émise par Goldman Sachs ( Etas-Unis ) , en USD, avec le code ISIN US38147QAB23, a été notée A2 ( Qualité moyenne supérieure ) par l'agence de notation Moody's.

L'Obligation émise par Goldman Sachs ( Etas-Unis ) , en USD, avec le code ISIN US38147QAB23, a été notée BBB+ ( Qualité moyenne inférieure ) par l'agence de notation Standard & Poor's ( S&P ).

Pricing Supplement No. 2221 dated May 31, 2013
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424B2 1 d549562d424b2.htm PRICING SUPPLEMENT NO. 2221 DATED MAY 31, 2013
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Filed Pursuant to Rule 424(b)(2)
Registration Statement No. 333-176914

The Goldman Sachs Group, Inc.
Floating Rate Notes due 2023

$19,010,000

We wil pay you interest on your notes on a quarterly basis on March 15, June 15, September 15 and December 15 of each year. The first such
payment wil be made on September 15, 2013. The interest rate for each interest period wil be a rate equal to 3-month U.S. dol ar LIBOR plus
1.20% per annum, reset quarterly, as described in the prospectus supplement dated September 19, 2011 and this pricing supplement.
The notes are not subject to a survivor's option to request repayment prior to the stated maturity date upon the death of a beneficial
owner.

Per Note

Total

Initial price to public
100.00%
$19,010,000
Underwriting discount
1.45%
$275,645

Proceeds, before expenses, to The Goldman Sachs Group, Inc.
98.55%
$18,734,355
The initial price to public set forth above does not include accrued interest, if any. Interest on the notes wil accrue from the Original Issue Date
and must be paid by the purchaser if the notes are delivered after the Original Issue Date.
In addition to offers and sales at the initial price to public, the notes may be offered and sold from time to time by the underwriters in one or more
transactions at market prices prevailing at the time of sale, at prices related to market prices or at negotiated prices.
Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved of these securities or
passed upon the accuracy or adequacy of this pricing supplement, the accompanying prospectus supplement or the accompanying
prospectus. Any representation to the contrary is a criminal offense. The notes are not bank deposits and are not insured by the Federal
Deposit Insurance Corporation or any other governmental agency, nor are they obligations of, or guaranteed by, a bank.
Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and the accompanying prospectus in the initial sale
of the notes. In addition, Goldman, Sachs & Co. or any other affiliate of Goldman Sachs may use this pricing supplement, the accompanying prospectus
supplement and the accompanying prospectus in a market-making transaction in the notes after their initial sale. Unless Goldman Sachs or its agent
informs the purchaser otherwise in the confirmation of sale, this pricing supplement, the accompanying prospectus supplement and the
accompanying prospectus are being used in a market-making transaction.

Goldman, Sachs & Co.
Incapital LLC

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About Your Notes

The notes are part of the Medium-Term Notes, Series D program of The Goldman Sachs Group, Inc. This pricing supplement constitutes a
supplement to the documents listed below and should be read in conjunction with such documents:

· Prospectus supplement dated September 19, 2011

· Prospectus dated September 19, 2011

The information in this pricing supplement supersedes any conflicting information in the documents listed above. In addition, some of the terms or
features described in the listed documents may not apply to your notes.

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SPECIFIC TERMS OF THE NOTES

Please note that in this section entitled "Specific Terms of the Notes", references to "The Goldman Sachs Group, Inc.", "we", "our" and "us"
mean only The Goldman Sachs Group, Inc. and do not include its consolidated subsidiaries. Also, in this section, references to "holders" mean
The Depository Trust Company (DTC) or its nominee and not indirect owners who own beneficial interests in notes through participants in DTC.
Please review the special considerations that apply to indirect owners in the accompanying prospectus, under "Legal Ownership and
Book-Entry Issuance".
This pricing supplement no. 2221, dated May 31, 2013 (pricing supplement) and the accompanying prospectus dated September 19, 2011
(accompanying prospectus), relating to the notes, should be read together. Because the notes are part of a series of our debt securities called
Medium-Term Notes, Series D, this pricing supplement and the accompanying prospectus should also be read with the accompanying prospectus
supplement dated September 19, 2011 (accompanying prospectus supplement). Terms used but not defined in this pricing supplement have the
meanings given them in the accompanying prospectus or accompanying prospectus supplement, unless the context requires otherwise.
The notes are a separate tranche of our debt securities under our Medium-Term Notes, Series D program governed by our Senior Debt
Indenture, dated as of July 16, 2008 (2008 Indenture), between us and The Bank of New York Mel on, as trustee (Trustee). This pricing supplement
summarizes specific terms that wil apply to your notes. The terms of the notes described here supplement those described in the accompanying
prospectus supplement and accompanying prospectus and, if the terms described here are inconsistent with those described there, the terms
described here are control ing.
Terms of the Floating Rate Notes due 2023

Issuer: The Goldman Sachs Group, Inc.
Spread multiplier: not applicable
Principal amount: $19,010,000
Initial base rate: LIBOR in effect on June 3, 2013
Specified currency: U.S. dol ars ("$")
Maximum rate: not applicable
Type of Notes: Floating rate notes (notes)
Minimum rate: not applicable
Denominations: $1,000 and integral multiples of $1,000
Original issue discount (OID): not applicable
Trade date: May 31, 2013
Interest payment dates: March 15, June 15, September 15 and
December 15 of each year, commencing on September 15, 2013,
Original issue date: June 5, 2013
subject to adjustment under the applicable business day convention
Stated maturity date: June 15, 2023
specified below
Interest rate: a rate per annum equal to the base rate plus the spread;
Interest reset dates: March 15, June 15, September 15 and
for the initial interest period, the base rate shall be the initial base rate
December 15 of each year, commencing on September 15, 2013,
subject to adjustment under the applicable business day convention
Base rate: LIBOR (as described in the accompanying prospectus
specified below
supplement under "Description of Notes We May Offer -- Interest Rates
-- LIBOR Notes")
Interest determination date: the second London business day
preceding the interest reset date
Reuters screen LIBOR page: LIBOR01
Regular record dates: for interest due on an interest payment date, the
Index maturity: 3 months
day immediately prior to such interest payment date (as such interest
payment date may be adjusted under the applicable business day
Index currency: U.S. dol ar
convention specified below)
Spread: 1.20% per annum
Day count convention: Actual/360 (ISDA)
Business days: London and New York

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Business day convention: modified fol owing; applicable to interest
regulators and law enforcement agencies with respect to al eged
payment dates and interest reset dates
manipulation of LIBOR, and investigations by regulators and
governmental authorities in various jurisdictions are ongoing. In addition,
Redemption at option of issuer before stated maturity: not
there have been allegations that member banks may have manipulated
applicable
other inter-bank lending rates, such as EURIBOR. If manipulation of
No survivor's option: the notes are not subject to repayment prior to
LIBOR or another inter-bank lending rate occurred, it may have resulted
the stated maturity upon the death of a beneficial owner
in that rate being artificial y lower (or higher) than it would otherwise
have been. Any such manipulation could have occurred over a
Listing: None
substantial period of time.
ERISA: as described under "Employee Retirement Income Security Act"
Fol owing a review of LIBOR conducted at the request of the U.K.
on page 138 of the accompanying prospectus
Government, on September 28, 2012, Martin Wheatley (then Managing
Director of the former U.K. Financial Services Authority (the "FSA") and
CUSIP no: 38147QAB2
current Chief Executive of the U.K. Financial Conduct Authority (the
Form of notes: Your notes wil be issued in book-entry form and
"FCA"), which replaced the FSA on April 1, 2013) published
represented by a master global note.
recommendations for reforming the setting and governing of LIBOR (the
"Wheatley Review"). The Wheatley Review made a number of
You should read the section "Legal Ownership and Book-Entry Issuance"
recommendations for changes with respect to LIBOR including the
in the accompanying prospectus for more information about notes issued
introduction of statutory regulation of LIBOR, the transfer of
in book-entry form
responsibility for LIBOR from the BBA to an independent administrator,
changes to the method of compilation of lending rates and new
Defeasance applies as follows: not applicable
regulatory oversight and enforcement mechanisms for rate-setting and
ful defeasance -- i.e., our right to be relieved of all our obligations
reduction in the number of currencies and tenors for which LIBOR is
on the note by placing funds in trust for the holder: not applicable
published. Based on the Wheatley Review and on a subsequent FSA
consultation paper and public consultation process, on March 25, 2013
covenant defeasance -- i.e., our right to be relieved of specified
the FSA published final rules for the FCA's regulation and supervision of
provisions of the note by placing funds in trust for the holder: not
LIBOR (the "FCA Rules"). In particular, the FCA Rules include
applicable
requirements that (1) an independent LIBOR administrator monitor and
survey LIBOR submissions to identify breaches of practice standards
Calculation agent: The Bank of New York Mel on
and/or potential y manipulative behavior, and (2) firms submitting data to
FDIC: The notes are not bank deposits and are not insured by the
LIBOR establish and maintain a clear conflicts of interest policy and
Federal Deposit Insurance Corporation or any other governmental
appropriate systems and controls. The FCA Rules took effect on April 2,
agency, nor are they obligations of, or guaranteed by, a bank.
2013.
Additional Information About LIBOR: Beginning in 2008, concerns
At this time, it is not possible to predict the effects of the FCA Rules and
have been raised that some of the member banks surveyed by the
any changes in the methods pursuant to which LIBOR is determined as
British Bankers' Association (the "BBA") in connection with the
a result thereof, or any other reforms to LIBOR that may be enacted in
calculation of LIBOR across a range of maturities and currencies may
the U.K. and elsewhere. The FCA Rules and any further changes or
have been under-reporting or otherwise manipulating the inter-bank
reforms to the determination or
lending rate applicable to them in order to profit on their derivatives
positions or to avoid an appearance of capital insufficiency or adverse
reputational or other consequences that may have resulted from
reporting inter-bank lending rates higher than those they actual y
submitted. A number of BBA member banks have entered into
settlements with their

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supervision of LIBOR may result in a sudden or prolonged increase or
the trading market for LIBOR-based securities or the value of your notes
decrease in reported LIBOR, which could have an adverse impact on
and any payments linked to LIBOR thereunder.

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ADDITIONAL INFORMATION ABOUT THE NOTES
Book-Entry System
We wil issue the notes as a master global note registered in the name of DTC, or its nominee. The sale of the notes wil settle in immediately
available funds through DTC. You wil not be permitted to withdraw the notes from DTC except in the limited situations described in the accompanying
prospectus under "Legal Ownership and Book-Entry Issuance -- What Is a Global Security? -- Holder's Option to Obtain a Non-Global Security;
Special Situations When a Global Security Wil Be Terminated". Investors may hold interests in a master global note through organizations that
participate, directly or indirectly, in the DTC system.
In addition to this pricing supplement, the fol owing provisions are hereby incorporated into the global master note: the description of the
Actual/360 (ISDA) day count convention appearing under "Description of Notes We May Offer -- Interest Rates -- Floating Rate Notes" in the
accompanying prospectus supplement, the descriptions of New York business day and London business day appearing under "Description of Debt
Securities We May Offer -- Payment Mechanics for Debt Securities -- Business Days" in the accompanying prospectus, the description of the
modified fol owing business day convention appearing under "Description of Debt Securities We May Offer -- Payment Mechanics for Debt Securities
-- Business Day Conventions" in the accompanying prospectus.
Additional Disclosure About Our Relationship with the Trustee
The Bank of New York Mel on is initial y serving as trustee for the indenture under which the notes are being issued. Affiliates of the trustee have
underwritten our securities from time to time in the past and may underwrite our securities from time to time in the future. The trustee may have to
resign if a default occurs with respect to the notes within one year after any offering of our securities underwritten by an affiliate of the trustee, such as
BNY Mel on Capital Markets, LLC, since the trustee would likely be considered to have a conflicting interest for purposes of the Trust Indenture Act of
1939. In that event, except in very limited circumstances, the trustee would be required to resign as trustee under the indenture under which the notes
are being issued and we would be required to appoint a successor trustee, unless the default is cured or waived within 90 days. In addition, the trustee
can resign for any reason with 60 days notice, and we would be required to appoint a successor trustee. If the trustee resigns fol owing a default or for
any other reason, it may be difficult to identify and appoint a qualified successor trustee. The trustee wil remain the trustee under the indenture until a
successor is appointed. During the period of time until a successor is appointed, the trustee wil have both (a) duties to noteholders under the indenture
and (b) a conflicting interest under the indenture for purposes of the Trust Indenture Act. In the accompanying prospectus dated September 19, 2011
under "Our Relationship with the Trustee," we describe certain other circumstances in which the trustee may have to resign due to a conflict of interest.
United States Federal Income Tax Consequences
Please see the discussion under "United States Taxation" in the accompanying prospectus supplement and the accompanying prospectus. Final
regulations released by the U.S. Department of the Treasury on January 17, 2013 state that Foreign Account Tax Compliance Act (FATCA) withholding
(as described in "United States Taxation -- Taxation of Debt Securities -- Foreign Account Tax Compliance" in the accompanying prospectus) wil
general y not apply to obligations that are issued prior to January 1, 2014; therefore, the notes wil not be subject to FATCA withholding.

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SUPPLEMENTAL PLAN OF DISTRIBUTION
The Goldman Sachs Group, Inc. and the underwriters for this offering named below have entered into a terms agreement and a distribution
agreement with respect to the notes. Subject to certain conditions, each underwriter named below has several y agreed to purchase the principal
amount of notes indicated in the fol owing table.

Principal Amount
Underwriters

of the Notes

Goldman, Sachs & Co.
$ 9,505,000
Incapital LLC
$ 9,505,000

Total
$19,010,000

Notes sold by the underwriters to the public wil initial y be offered at the initial price to public set forth on the cover of this pricing supplement. The
underwriters intend to purchase the notes from The Goldman Sachs Group, Inc. at a purchase price equal to the initial price to public less a discount of
1.45%. Any notes sold by the underwriters to securities dealers may be sold at a discount from the initial price to public of up to 0.60% of the principal
amount of the notes. Any such securities dealers may resel any notes purchased from the underwriters to certain other brokers or dealers at a
discount from the initial price to public of up to 0.10% of the principal amount of the notes. If al of the offered notes are not sold at the initial price to
public, the underwriters may change the offering price and the other sel ing terms.
We have agreed to sel to the underwriters, and the underwriters have agreed to purchase from us, the aggregate face amount of notes specified
on the front cover of this pricing supplement. In addition to offers and sales at the initial price to public, the underwriters may offer the notes from time
to time for sale in one or more transactions at market prices prevailing at the time of sale, at prices related to market prices or at negotiated prices.
Please note that the information about the initial price to public and net proceeds to The Goldman Sachs Group, Inc. on the front cover page
relates only to the initial sale of the notes. If you have purchased a note in a market-making transaction by Goldman, Sachs & Co. or any other affiliate
of The Goldman Sachs Group, Inc. after the initial sale, information about the price and date of sale to you wil be provided in a separate confirmation
of sale.
Each underwriter has represented and agreed that it wil not offer or sel the notes in the United States or to United States persons except if such
offers or sales are made by or through FINRA member broker-dealers registered with the U.S. Securities and Exchange Commission.
The Goldman Sachs Group, Inc. estimates that its share of the total offering expenses, excluding underwriting discounts and commissions,
whether paid to Goldman, Sachs & Co. or any other underwriter, wil be approximately $104,600.
The provision regarding the market-making activities of Goldman, Sachs & Co. described under "Plan of Distribution -- Market-Making Resales
by Affiliates" on page 137 of the accompanying prospectus does not apply to the notes. Goldman, Sachs & Co. does not intend to make a market in
these notes. However, in the future, Goldman, Sachs & Co. or other affiliates of The Goldman Sachs Group, Inc. may decide to repurchase and resel
the notes in market-making transactions, with resales being made at prices related to prevailing market prices at the time of resale or at negotiated
prices. For more information about the plan of distribution and possible market-making activities, see "Plan of Distribution" in the accompanying
prospectus and "Supplemental Plan of Distribution" in the accompanying prospectus supplement.
The notes are a new issue of securities with no established trading market. The Goldman Sachs Group, Inc. has been advised by Incapital LLC
that they intend to make a market in the notes. Incapital LLC is not obligated to do so and may discontinue market-making at any time without notice.
No assurance can be given as to the liquidity of the trading market for the notes.

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The Goldman Sachs Group, Inc. has agreed to indemnify the several underwriters against certain liabilities, including liabilities under the
Securities Act of 1933.
Certain of the underwriters and their affiliates have in the past provided, and may in the future from time to time provide, investment banking and
general financing and banking services to The Goldman Sachs Group, Inc. and its affiliates, for which they have in the past received, and may in the
future receive, customary fees. The Goldman Sachs Group, Inc. and its affiliates have in the past provided, and may in the future from time to time
provide, similar services to the underwriters and their affiliates on customary terms and for customary fees. Goldman, Sachs & Co., one of the
underwriters, is an affiliate of The Goldman Sachs Group, Inc. Please see "Plan of Distribution -- Conflicts of Interest" on page 137 of the
accompanying prospectus.
VALIDITY OF THE NOTES
In the opinion of Sidley Austin LLP, as counsel to The Goldman Sachs Group, Inc., when the notes offered by this pricing supplement have been
executed and issued by The Goldman Sachs Group, Inc. and authenticated by the trustee pursuant to the indenture, and delivered against payment as
contemplated herein, such notes wil be valid and binding obligations of The Goldman Sachs Group, Inc., enforceable in accordance with their terms,
subject to applicable bankruptcy, insolvency and similar laws affecting creditors' rights generally, concepts of reasonableness and equitable principles of
general applicability (including, without limitation, concepts of good faith, fair dealing and the lack of bad faith), provided that such counsel expresses no
opinion as to the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above. This
opinion is given as of the date hereof and is limited to the Federal laws of the United States, the laws of the State of New York and the General
Corporation Law of the State of Delaware as in effect on the date hereof. In addition, this opinion is subject to customary assumptions about the
trustee's authorization, execution and delivery of the indenture and the genuineness of signatures and certain factual matters, al as stated in the letter
of such counsel dated September 19, 2011, which has been filed as Exhibit 5.5 to The Goldman Sachs Group, Inc.'s registration statement on Form
S-3 filed with the Securities and Exchange Commission on September 19, 2011.

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We have not authorized anyone to provide any information or to make any representations other than those contained or incorporated by reference in
this pricing supplement, the accompanying prospectus supplement or the accompanying prospectus. We take no responsibility for, and can provide no
assurance as to the reliability of, any other information that others may give you. This pricing supplement, the accompanying prospectus supplement
and the accompanying prospectus is an offer to sel only the notes offered hereby, but only under circumstances and in jurisdictions where it is lawful to
do so. The information contained in this pricing supplement, the accompanying prospectus supplement and the accompanying prospectus is current only
as of the respective dates of such documents.
TABLE OF CONTENTS
Pricing Supplement

Page
Specific Terms of the Notes
PS-3
Additional Information About the Notes
PS-6
Supplemental Plan of Distribution
PS-7
Validity of the Notes
PS-8
Prospectus Supplement dated September 19, 2011

Use of Proceeds
S-2

Description of Notes We May Offer
S-3

United States Taxation
S-25
Employee Retirement Income Security Act
S-26
Supplemental Plan of Distribution
S-27
Validity of the Notes
S-28
Prospectus dated September 19, 2011

Available Information
2

Prospectus Summary
4

Use of Proceeds
8

Description of Debt Securities We May Offer
9

Description of Warrants We May Offer
33

Description of Purchase Contracts We May Offer
48

Description of Units We May Offer
53

Description of Preferred Stock We May Offer
58

The Issuer Trusts
65

Description of Capital Securities and Related Instruments
67

Description of Capital Stock of The Goldman Sachs Group, Inc.
88

Legal Ownership and Book-Entry Issuance
92

Considerations Relating to Floating Rate Debt Securities
97

Considerations Relating to Securities Issued in Bearer Form
98

Considerations Relating to Indexed Securities
102

Considerations Relating to Securities Denominated or Payable in or Linked to a Non-U.S. Dol ar Currency
105

Considerations Relating to Capital Securities
108

United States Taxation
112

Plan of Distribution
135

Conflicts of Interest
137

Employee Retirement Income Security Act
138

Validity of the Securities
139

Experts
139

Review of Unaudited Condensed Consolidated Financial Statements by Independent Registered Public Accounting Firm
139

Cautionary Statement Pursuant to the Private Securities Litigation Reform Act of 1995
140

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$19,010,000
The Goldman Sachs Group, Inc.
Floating Rate Notes due 2023

Goldman, Sachs & Co.
Incapital LLC
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